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30 Year Fixed
RatePointsAPRLock Days
4.875%0.000%0.000%30
4.750%0.500%0.000%30
4.625%1.000%0.000%30
4.500%1.500%0.000%30


15 Year Fixed
RatePointsAPRLock Days
4.750%0.000%0.000%30
4.625%0.500%0.000%30
4.500%1.000%0.000%30
4.375%1.500%0.000%30


1 Year ARM
RatePointsAPRLock Days
5.750%0.000%5.875%30
5.500%0.000%5.625%30
5.375%0.000%0.000%30
5.250%0.000%0.000%30


Reverse Mortgage HECM
RatePointsAPRLock Days
5.500%0.000%0.000%45
5.375%0.000%0.000%45
5.250%0.000%0.000%45
Rates are as of 04/14/2009 and are subject to change without notice.  The posted rates are assuming a minimum mortgage of $200,000 for a 10% down Purchase transaction, or a 90% Non Cash Out Refinance. 



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